U.S. consular officers, in certain situations, can assist U.S. citizens abroad who are temporarily destitute because of unforeseen circumstances. U.S. citizens who find themselves in these circumstances should contact the nearest U.S. Embassy or the State Department’s Office of Overseas Citizens Services at 1-888-407-4747 or (from overseas +1 (202) 501-4444) (during business hours) or 202-647-5225 (after hours). Consular officers can help destitute U.S. citizens contact family, bank, or employer to arrange for transfer of funds. In some cases, these funds can be wired through the Department of State. For information on how a consular officer can help under these circumstances, see U.S. Department of State’s Travel web page.
Fund transfers from the U.S. are typically straightforward. Most people can arrange for family or friends to send them money through commercial channels with the help of a collect phone call. Funds sent through services such as Western Union are the fastest and easiest. Although there is a mechanism for transferring funds through the Department of State, it is slower and more complex than through commercial channels.
Money can be transferred from the U.S. or from anywhere else in the world, to you in Montenegro within minutes through Western Union. More details can be found on the Western Union website.
Western Union in Montenegro
Western Union agents in Montenegro can be found on the Western Union website